4. Money Management
We make choices every day about how, where, and when we will spend our money. These choices can have a significant affect on your financial life. Do you spend a lot of money on credit card debt each month? Do you treat yourself to things after a rough week at work?
Here’s a short list of other questions that you can ask yourself to help you to start thinking about money:
Do I take care of the essentials first—such as food, utilities and rent — before spending money on other things?
Do I have a huge balance on my credit card(s)?
Am I a savvy shopper?
Do I save money regularly?
Do I have three months of living expenses saved?
Do I have specific goals I’m planning for financially?
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